Answer
Sep 24, 2025 - 10:35 AM
If your spouse, family member, or traveling companion becomes seriously ill and you need to cancel your trip to care for them, this may be considered a covered reason under the Trip Cancellation benefit, provided the illness is deemed serious enough to prevent travel, and it meets the policy's requirements.
To qualify for coverage, policies require:
- The illness was unforeseen and occurred after the policy was purchased
- Documentation from a physician stating that your spouse, family member, or traveling companion is too ill to travel and requires your care
- Your travel itinerary or booking confirmation
- Proof of payment for non-refundable trip costs (e.g., credit card or bank statements)
- Any additional documentation the claims team may request based on your specific situation
