Answer
Jan 15, 2026 - 10:43 AM
Coverage for an acute onset of a pre‑existing medical condition depends on whether you’ve qualified for the Pre‑Existing Condition Waiver:
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Yes, pre‑existing conditions (including sudden flare‑ups) can be covered if you qualify for and have the pre‑existing condition waiver on your policy.
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No, without the waiver, medical costs related to a pre‑existing condition, even if acute is generally excluded.
