Answer
Jan 15, 2026 - 10:27 AM
The threshold for travel delay benefits, covering expenses such as meals, hotels, and local transportation, is generally consistent across all plans. Travel Delay benefits become available after a delay of at least 6 hours due to a covered reason (for example, a common carrier delay, severe weather, a documented accident, quarantine, etc.). Once the 6-hour delay is reached, you can begin submitting reasonable expenses for reimbursement, including meals and accommodations.
